Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider
Total Credits: 3 including 3 CE Credit
- Average Rating:
- 116
- Categories:
- Professional Development | Commercial Lines | Commercial Lines - Advanced | Commercial Lines - Specialty Policies | MLIS Designation Update Qualified
- Faculty:
- Samuel T Bennett, CIC, AFIS, CRIS, CPIA, CPRM
- Course Levels:
- Intermediate
- Duration:
- 3 Hours
- License:
- Product Setting: Expires 30 day(s) after program date.
Description
The Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance needs of those clients. Unfortunately, numerous endorsements can be added to the policy that reduce the scope of coverage in this form. This presentation will introduce some of these nasty endorsements and will remind participants that the agent must be on the lookout for these problematic changes to the policy. We will end our time together with a review of a few endorsements that can broaden coverage and should always be considered.
Basic Course Information
Learning Objectives- Review of the CGL Insuring Agreements
- Review of important exclusionary endorsements that should be avoided as often as possible
- Review of broadening endorsements that should be considered on every risk
Major Subjects
- Understanding the construction of the Commercial General Liability coverage form is vital to the insurance professional
- Recognizing areas where the CGL may work well for a client - then realizing the propensity of our carriers to limit and/or exclude coverages via endorsements puts the retail insurance agent at a competitive advantage
- Acknowledgement that endorsements can certainly be used to limit or exclude coverages - but they are also sometimes used to enhance coverages and may be used to simply clarity policy language
Course Materials
IMPORTANT_CE Credit Instructions_Read Before Webcast_Updated (752.6 KB) | Available after Purchase |
Nasty Endorsements CGL -Timed Outline (21.9 KB) | Available after Purchase |
Nasty Endorsements in the Commercial General Liability Program Slides Handout (3.3 MB) | Available after Purchase |
Faculty

Samuel T Bennett, CIC, AFIS, CRIS, CPIA, CPRM Related Seminars and Products
Sam Bennett is an active retail producer, presenter, and shareholder in Harrison Agency, Inc. of Columbia, MO. He began his insurance career in 1987 and has been an Independent Insurance Agent from the beginning. He has worked with individuals, families, and small businesses his entire career. In this capacity, he has worked in the personal lines, commercial lines, agribusiness and life and health marketplaces. As a result of working with many types of clients, many carriers, and many coverage needs, Sam has grown to understand and appreciate the important ways an insurance professional must work with markets and clients in today’s insurance world.
Sam obtained his Certified Insurance Counselor (CIC) designation in 1996. He has taught coursework for the National Alliance in their CISR program since 2000, has presented in their CIC program since 2004, and in 2009 became a National Faculty Member of the Society of CIC. Sam is also a speaker in IRMI’s Agribusiness and Farm Insurance Specialist (AFIS) program and is a speaker in the AIMS Society’s Certified Professional Insurance Agent (CPIA) program. He has been called upon to offer insurance education in conferences and symposiums across the country over the past twenty plus years.
As much as he enjoys speaking on insurance topics, Sam’s true passion is cooking. BBQ and soul food are his specialties. He likes nothing more than a lively pulled pork/crawfish/catfish/collard green discussion.
Dates
Tue, Apr 08, 2025 - 04:00pm to 07:02pm EDT
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Fri, Apr 18, 2025 - 10:00am to 01:02pm EDT
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Thu, May 01, 2025 - 01:00pm to 04:02pm EDT
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Mon, May 19, 2025 - 04:00pm to 07:02pm EDT
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Thu, Jun 12, 2025 - 10:00am to 01:02pm EDT
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Fri, Jun 27, 2025 - 01:00pm to 04:02pm EDT
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Thu, Jul 10, 2025 - 04:00pm to 07:02pm EDT
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Mon, Jul 28, 2025 - 10:00am to 01:02pm EDT
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Wed, Aug 13, 2025 - 01:00pm to 04:02pm EDT
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Thu, Aug 28, 2025 - 04:00pm to 07:02pm EDT
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Tue, Sep 02, 2025 - 10:00am to 01:02pm EDT
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Wed, Sep 17, 2025 - 01:00pm to 04:02pm EDT
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Wed, Oct 01, 2025 - 04:00pm to 07:02pm EDT
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Fri, Oct 17, 2025 - 10:00am to 01:02pm EDT
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Wed, Nov 12, 2025 - 01:00pm to 04:02pm EST
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Tue, Nov 25, 2025 - 04:00pm to 07:02pm EST
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Mon, Dec 08, 2025 - 10:00am to 01:02pm EST
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Mon, Dec 15, 2025 - 01:00pm to 04:02pm EST
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State Specific Details
Basic Course Information
Course Developer Samuel T. Bennett CIC, AFIS, CPRM, CRIS, CPIADesigned For This presentation will enhance the ability of the CGL insurance professional to quickly and concisely discover endorsements added to a client's policy and will aid that professional in developing strategies in eliminating 'nasty' endorsements as well as increasing the opportunity to broaden coverage with effective broadening endorsements.
Promo Video
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